12944 Shoal DriveOcean City, MD 21842Price: $1,399,000

  • Price: $1,399,000
  • Est. Mortgage of $/month
  • 75 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,399,000List Price
  • 5Bedrooms
  • 5Bathrooms
  • 0.47Acreage
  • 2,994Square Feet
  • 51 DaysOnMarket Date
Rare Captain's Hill opportunity - a custom 5-bedroom, 4.5-bath waterfront home on a 0.47-acre corner lot with a private boat slip, lift, and inground pool. Homes in this neighborhood trade hands once in a generation. Set on nearly half an acre at the corner of Shoal Drive and Golf Course Road, this 2,994-square-foot custom home was built in 1997 and has been meticulously maintained. Deeded waterfront rights include exclusive use of the pier on the northerly half of the shared bulkhead, with a boat lift already installed and ready for the season. The canal opens directly to the back bays and the Atlantic beyond. Inside, hardwood floors run throughout. The upper level of the main house holds a spacious primary suite plus two additional bedrooms, sharing a full bath. The main floor offers a gourmet kitchen with upgraded countertops, stainless appliances, and a gas range. A gas fireplace anchors the living room, and there's also a bedroom and hall bath for overflow guests. A screened three-season gazebo captures cross-breezes and canal views. A private staircase off the kitchen leads to what may be the home's most flexible space: a large bonus suite above the garage with its own full bath and mini-fridge. Big enough to function as three zones at once - a home office, a workout area, and a full lounge with room for a sectional and oversized TV. It lives like a private apartment, ideal for a work-from-home setup, in-law arrangement, teen retreat, or long-stay guest quarters. Outside, the inground pool is framed by a paver patio and a covered gazebo with grill/skillet, table, and a bar area. The backyard is fully fenced, and professionally landscaped with mature plantings. An oversized two-car garage with tall ceilings and extended depth accommodates full-size trucks, trailers, and workshop use. Captain's Hill is one of Ocean City's most established communities and carries no HOA fees. It's a genuine rarity for a waterfront enclave this close to town. Furnishings and recreational equipment available separately. Schedule a private tour today. This one will not sit.

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