Purchasing a coastal home is a large transaction, typically done from afar that involves a lot of time, information and people to manage. You deserve to have a local, experienced, knowledgeable advisor by your side to help you navigate through this process. I am a lifelong resident of the Ocean City area with extensive real estate experience, useful technology, established systems and an expert support team in place to assist you. The seven-step process we utilize is outlined below, which simplifies the home buying process, makes it more efficient and ensures your real estate goals are accomplished.
The first step in the home buying process is to set-up a time to discuss what you are looking for in your new home and to answer any initial questions you may have. Things to consider during this process are location, property size, views, property type, price range, features, amenities and intended use. As we work through this process we will identify the ideal home for your wants and needs. This important first step will help focus your real estate search and enable us to create a plan to move forward with.
Once we determine the type of property you are looking for I will set-up your personalized search account linked directly to this website. The search account will simplify your real estate search and assist you in keeping it organized. I will email you new listings and price adjustments for properties that match your exact specifications as soon as they hit the market. This complimentary service will save you a lot of time and effort, while also ensuring you don’t miss out on a good opportunity.
If you will be financing your real estate purchase you will want to get pre-approved for the mortgage ahead of time. Getting pre-approved ensures the upcoming purchase fits in with your overall financial strategy, enables you to buy with confidence and puts you in a position to make strong offers in competitive markets. Mortgage pre-approval can be secured with a short phone call and a couple of supporting documents. I would be glad to get you in touch with our highly vetted local mortgage partners if needed.
Once you identify a few properties of interest I will schedule private property showings for you. As you are going through listings on the website you can save properties of interest to your search account. I can then retrieve the listings from your account and schedule the property showings. As I am scheduling the showings I will conduct preliminary research on all of the listings. We can typically see all of the properties on your list in a day and I will always make good use of your time.
Once you identify a home you want to make an offer on I will research the comparable sales to determine the property’s market value. This information will put you in a position to make informed decisions and determine an offer price you are comfortable with. We will then prepare the contract and go through it, ensuring you understand and are comfortable with all of the terms. I will then utilize my experience and knowledge to negotiate on your behalf to secure the best deal possible with the most favorable terms.
During the contract phase I will oversee the mortgage process, inspections, title work, HOA review and closing. I will work with you through each of these steps and provide guidance as needed. You will be kept up to date at all times and my support team and I are always available to assist. One of my goals is to ensure my clients have seamless transactions from start to finish. I accomplish this with my extensive experience, established systems, trusted partners and a first-class support team.
Several days prior to closing I will review the final settlement statement with you to confirm the final closing costs and figures. I will meet you at the property prior to closing for a walkthrough to confirm everything is as it should be. If there are any required repairs as a result of the property inspections I will confirm they have been completed prior to the final walkthrough. We will then head to the title company to sign the final closing paperwork. Time to celebrate your new home at the beach!
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